Title Insurance
Title Insurance is a type of protection that safeguards real estate buyers and lenders against problems with a property's ownership history. Think of it as a background check for properties that ensures there aren't any hidden ownership claims, unpaid taxes, or legal issues that could cause problems after purchase. Companies that provide this service research property records, fix any problems they find, and offer insurance to protect against future claims. This is a crucial part of most real estate transactions, and professionals in this field help make property sales smoother and safer for everyone involved.
Examples in Resumes
Processed over 200 Title Insurance policies monthly for residential properties
Managed Title Insurance claims investigations and resolutions for commercial real estate
Conducted Title Insurance research and prepared ownership reports for high-value properties
Typical job title: "Title Insurance Professionals"
Also try searching for:
Where to Find Title Insurance Professionals
Professional Associations
Job Boards
Professional Networks
Example Interview Questions
Senior Level Questions
Q: How would you handle a complex title claim involving multiple parties?
Expected Answer: A senior professional should discuss their experience managing complicated claims, coordinating with legal teams, investigating property records, and negotiating resolutions while maintaining good client relationships.
Q: What strategies do you use to manage a high-volume title department?
Expected Answer: Should demonstrate knowledge of workflow optimization, team management, quality control procedures, and maintaining compliance with state regulations while meeting production goals.
Mid Level Questions
Q: What are the most common title defects you encounter and how do you resolve them?
Expected Answer: Should be able to discuss common issues like liens, easements, and boundary disputes, and explain the typical resolution process for each.
Q: Explain your process for reviewing a title commitment.
Expected Answer: Should describe their systematic approach to reviewing property records, identifying potential issues, and ensuring all requirements are met before issuing a policy.
Junior Level Questions
Q: What is a title search and what are its basic components?
Expected Answer: Should explain that a title search involves reviewing public records to verify property ownership, checking for liens, and ensuring there are no outstanding claims against the property.
Q: What's the difference between an owner's policy and a lender's policy?
Expected Answer: Should explain that an owner's policy protects the buyer's interest in the property, while a lender's policy protects the mortgage lender's interest in the property.
Experience Level Indicators
Junior (0-2 years)
- Basic title searches
- Document preparation
- Customer service
- Understanding of real estate terminology
Mid (2-5 years)
- Title commitment preparation
- Issue resolution
- Policy underwriting
- Claims processing
Senior (5+ years)
- Complex claim resolution
- Department management
- Risk assessment
- Regulatory compliance oversight
Red Flags to Watch For
- No knowledge of basic real estate terminology
- Unfamiliarity with title search procedures
- Lack of attention to detail
- No understanding of state-specific title insurance regulations
- Poor communication skills
Need more hiring wisdom? Check these out...
Succession Planning: Your Company's Future-Proof Strategy
Salary Transparency Laws: What HR Leaders Need to Know
Building an Unshakable ATS Data Governance Framework: A Guide to Protecting Your Recruitment Goldmine
