GL Insurance
GL Insurance, or General Liability Insurance, is a fundamental type of business insurance that protects companies against common risks and claims. When mentioned in resumes or job descriptions, it typically refers to experience with handling, selling, or managing these insurance policies. GL Insurance covers things like customer injuries, property damage, or advertising mistakes. It's one of the most common types of coverage that insurance professionals work with, similar to how auto insurance or homeowners insurance works, but specifically for businesses.
Examples in Resumes
Managed portfolio of 200+ GL Insurance policies for small to medium businesses
Processed and reviewed General Liability Insurance claims averaging $2M annually
Led team of 5 agents specializing in GL Insurance and commercial property coverage
Typical job title: "Insurance Underwriters"
Also try searching for:
Where to Find Insurance Underwriters
Professional Associations
Job Boards
Professional Networks
Example Interview Questions
Senior Level Questions
Q: How would you handle a complex GL claim involving multiple parties and potential coverage disputes?
Expected Answer: A senior professional should discuss investigation processes, policy interpretation, negotiation strategies, and coordination with legal teams while maintaining customer relationships.
Q: Describe your experience with implementing risk management programs for large commercial clients.
Expected Answer: Should demonstrate understanding of risk assessment, policy structuring, loss prevention strategies, and ability to develop comprehensive insurance programs.
Mid Level Questions
Q: What factors do you consider when determining GL Insurance premium rates?
Expected Answer: Should explain basic underwriting factors like business type, location, claims history, coverage limits, and industry risk factors in simple terms.
Q: How do you explain GL Insurance coverage to new business owners?
Expected Answer: Should show ability to communicate complex insurance concepts in simple terms and highlight key benefits and coverage aspects to clients.
Junior Level Questions
Q: What are the basic components of a GL Insurance policy?
Expected Answer: Should be able to explain basic coverage types like bodily injury, property damage, and personal/advertising injury in simple terms.
Q: How do you determine if a business needs GL Insurance?
Expected Answer: Should demonstrate understanding of basic business risks and ability to identify when GL coverage is necessary for different types of businesses.
Experience Level Indicators
Junior (0-2 years)
- Basic policy documentation
- Customer service fundamentals
- Simple claim processing
- Understanding of basic coverage types
Mid (2-5 years)
- Policy underwriting
- Risk assessment
- Client relationship management
- Claims investigation
Senior (5+ years)
- Complex risk management
- Team leadership
- Advanced underwriting strategies
- Program development
Red Flags to Watch For
- No knowledge of basic insurance terminology
- Lack of understanding about regulatory requirements
- Poor communication skills
- No experience with policy documentation
- Unable to explain coverage types clearly
Related Terms
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