Claims adjudication is the process of reviewing and deciding whether to approve, deny, or adjust healthcare insurance claims. It's like being a detective who reviews medical bills to make sure they're correct and follow insurance rules. Claims adjudicators check if treatments were necessary, covered by the policy, and priced correctly. They work with insurance companies to process claims from doctors, hospitals, and patients. This role is essential in healthcare insurance because it helps control costs and prevents incorrect payments. You might also see this process called "claims processing" or "claims review."
Processed over 200 Claims Adjudication cases daily with 99% accuracy rate
Supervised a team of 10 specialists in Claims Processing and Claims Review
Implemented new Claims Adjudication procedures that reduced processing time by 30%
Typical job title: "Claims Adjudicators"
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Q: How would you handle a complex claims processing backlog?
Expected Answer: A senior adjudicator should discuss prioritization strategies, team management, identifying bottlenecks, and implementing efficiency improvements while maintaining accuracy standards.
Q: Describe a time when you improved a claims processing procedure.
Expected Answer: Should demonstrate leadership in process improvement, such as implementing new workflows, training programs, or technology solutions that increased efficiency and accuracy.
Q: How do you stay current with insurance policy changes and regulations?
Expected Answer: Should mention regular review of policy updates, attending training sessions, participating in industry webinars, and consulting with team leads on complex cases.
Q: What steps do you take when processing a complicated medical claim?
Expected Answer: Should outline a systematic approach: reviewing documentation, checking policy coverage, verifying medical necessity, consulting documentation guidelines, and communicating with healthcare providers when needed.
Q: What are the basic steps in processing a standard medical claim?
Expected Answer: Should be able to explain the basic workflow: receiving claims, verifying member eligibility, checking coverage, reviewing codes and documentation, and determining payment or denial.
Q: How do you ensure accuracy in claims processing?
Expected Answer: Should mention attention to detail, double-checking work, using processing checklists, and asking for help with unclear cases.