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Recruiter's Glossary

Examples: Named Insured • E&O Insurance • Additional Insured

Insurance Terms

Understanding these terms will help you better evaluate candidates and communicate with hiring managers

Additional Insured

Admitted Carrier

Indemnity

Insurance-to-Value

Aggregate Limit

Commercial Package Policy

Bordereau

Declaration Page

Exposure Base

Surplus Lines

Actuary

Actual Cash Value

Facultative

Loss Development

GL Insurance

Broker of Record

Retrocession

Risk Transfer

Policy Binding

Certificate of Insurance

E&O Insurance

Captive Insurance

Endorsement

Risk Retention

Experience Modification

Premium

Policy Rider

Loss Ratio

Coinsurance

Named Insured

Replacement Cost

Per Occurrence

Treaty

Claims Adjuster

BOP

Underwriting

Exclusion

Subrogation

Premium Reserve

Reinsurance

Premium Audit

Umbrella Coverage

Deductible

Peril

Agreed Value

D&O Insurance

Loss Control

IBNR

Schedule Rating

Policy Limit

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